Providing Comfort.

Protecting Family, Income, Assets.

Joe Sperling, Insurance

Articles and eBooks


I will be glad to email you any of the articles or eBooks listed below.

Simply copy and paste the title of the item you desire in the message section of the "Contact Me" page, and provide your name and email address. 

What is Long-Term Care?

          Explanation of the basics of location, cost and payment for Long-Term Care

Myths, Misconceptions & Myopia

         ​ Ten frequently misunderstood things about Long-Term Care

6 Questions Everyone Should Ask Their Aging Parents

          Sometimes difficult, but always necessary, questions

Be Prepared With a Plan

          Essential questions and answers to help prepare for Long-Term Care

The Wild Card That Could Destroy Your Retirement

         Article from Forbes 8/20/13 discussing the devastating consequences that could result from lack of preparation for LTC

The Impact of Divorce on Life, Disability and Long-Term Care Insurance

        eBook offering a review of insurance basics with a discussion of items to be considered by those going through a divorce

Same-Sex Couples : Assets of Both Spouses at Risk

         New rules regarding Medicaid qualification and assets at risk for nursing home stay

Are You Prepared to be a Caregiver?  How About to Need One?

        Real world issues that must be addressed if one is considering the role, or the potential need

Barron's - Thinking Long Term

​        Comprehensive article published 11/9/13 provides excellent overview and analysis of value of LTC insurance

Who will care for America's aging population?

​          Washington Post article 11/21/13 by Tom Daschle and Tommy Thompson

Long-term care: Ignore it at Your Own Peril

​          Article by Steve Vernon in Money Watch 5/20/13

The Decision Our Family Came to Regret

​         ​Jeff Tomlin's very personal account of his family's struggle with a life or death decision for his father